Survivor Needs

Replace manual insurance needs analysis methods, present professional reports and increase your sales production. IncomeMax was designed to be used in front of a client. Quickly capture clients survivor needs, show the results and build the client confidence need to sell the appropriate amount of insurance coverage.

Capture clients expenses and debts.

Model your clients income replacement needs.

Quickly itemize client assets available if an untimely death were to occur.

Graphically illustrate a clients total needs versus total resources over time. IncomeMax calculates the additional capital required (life Insurance) based on the needs that have been identified.

Graphically demonstrate a clients income replacement needs over time. IncomeMax helps you clearly communicate how income replacement factors into a clients insurance needs. When clients cringe at the results, quickly return to the client needs assumptions and change the plan (i.e. change income replacement duration from "survivor retirement" to "while the kids are home").