 |
|
 |
|
|
Cygnus Software, Inc. provides sales tools for insurance and
financial planning professionals. Our
IncomeMax sales software simplifies the
sale of insurance and financial products for agents and planners.
IncomeMax is a needs analysis and retirement
planning sales tool that enables agents and planners to quickly
evaluate their clients financial situation, areas of need, and
position product solutions. |
Professionals can quickly address clients most common needs:
• College Funding
• Retirement
• Survivor Needs
• Disability
• Long Term Care
|
IncomeMax is
targeted at the unique needs of professionals selling life,
disability and LTC insurance, annuities, college savings and other
financial products to middle market
clients.
Using IncomeMax,
Agents and Advisors can:
• quickly model a client's financial profile
• capture a client's needs and goals (survivor, LTC,
retirement, etc...)
• demonstrate how your products can improve shortfalls and
eliminate risk
Using IncomeMax,
Agents and Advisor will:
• build greater client confidence in proposed
solutions
• Increase sales close rates and reduce the time required for
each sale
• Increase premium and contract amounts --- and persistency
• be protected from costly E&O
claims
|
"IncomeMax is a valuable
insurance and investment sales solution for the middle market client
base. Agents and advisors looking for a needs analysis and planning
tool that will improve customer confidence and increase sales
productivity should definitely investigate this product from Cygnus
Software."
Randy R.
Kilgore,
CLU, RHU, LUTCF,
Past President NAIFA |
|
|
IncomeMax is a powerful yet easy to use needs analysis and retirement planning tool that simplifies
the sale of insurance and financial products for agents and
advisors. Professionals now have a simple and efficient way
of: assessing a client' financial situation and accurately
determining their needs, quantifying and graphically
illustrating the strengths and weaknesses of a client’s
financial strategy, and positioning product solutions that
will assist clients in meeting their
objectives.
|
Your clients want
to know things like:
• How
much insurance do I need?
• Do
I have enough money saved for retirement?
• Do
I need to worry about disability or Long Term
Care?
IncomeMax allows
your to determine and comunicate: The amount of need, the
appropriate types of protection, alternate solutions, and
planning priorities.
Assist your clients
in accurately determining needs and illustrate the impacts of
their subsequent decisions on their wealth building and
retirement plans. Build client confidence and accelerate
decision making by graphically demonstrating results and
allowing client’s to weigh options by quickly displaying
alternate solutions.
Protect
Your Client - Create solutions that inform and
protect your clients. By building client confidence - purchase
decisions are accelarated and sales increase.
Protect
Yourself - Built in audit and review feature allows
you to quickly generate records of each client interaction and
develop a historical record that will protect you and your
organization from future E&O claims.
Support for Your Products, Your Clients, and Your
Selling Style
Whether you are
addressing a specific client need or developing a complete
financial plan, representing single or multiple product lines
- IncomeMax is designed to support you.
• Individual Needs
- IncomeMax allows you to analyze and sell to specific needs
individually while positioning each product solution as a
building block towards a complete plan Quickly address
survivor needs, long term care, disability, etc. IncomeMax is
ideal for your single presentation sales.
• Comprehensive
Plans - Most insurance and financial decisions are
interdependent and require
trade-offs. Without a complete
picture clients will shy away from making decisions and taking
prompt action. Some traditional planning tools cater to a
complete solution, but are complex and cumbersome for even
advanced users. IncomeMax is easy to use yet powerful enough
to handle a full range of client financial situations.
IncomeMax helps clients see the full picture and accelerate
critical decision making
|
|
|
|
Support for most common client
needs.
IncomeMax provides solutions for the
following common clients needs: Survivor Needs, Retirement
Planning, College Funding, Disability Analysis, Long-Term Care
Analysis. |
Wizard based user interface.
Users
are guided step-by-step through client interview, analysis and
results. IncomeMax is very user friendly for the user that
doesn't work with the application every day. Advanced users
can jump right to where they need to go. |
Quickly model your product solutions as part of
proposed scenarios.
Demonstrate the impact that
proposed solutions will have on a client's plan. By creating
proposed solution scenario's client's can quickly and
graphically show how solutions impact client's scenario.
|
Compare alternate solutions side by
side.
Where appropriate users can demonstrate
results of two scenarios side by side. |
Graphical
real-time results.
Immediately display
colorful graphical results of your analysis. Designed to grab
your client's attention. Results for each client needs area
make it easy to illustrate client challenges as well as the
benefits of your proposed solutions. |
Detailed ledgers if required.
Users
have ready access to year-by-year detailed ledgers in they or
the client wishes to review them. |
Professional
personalized color reports.
IncomeMax produces
easy to understand professional client reports for each Needs
area. Reports are produced in industry standard (pdf) format
for high print quality and easy file exchange. |
Comprehensive support for insurance and
financial products.
IncomeMax provides modeling
support for all insurance and financial products. Users are
able to quickly enter detailed insurance illustrations for
accurate product and solution modeling. |
Maintain and report on historical activities
for auditing and liability protection.
Users are
able to create and print a activity audit report for client
signature after completing a needs analysis. Report will
detail activities and provide professional with additional
supporting documentation in the event of future questions or
litigation. |
Powerful add-on tools enhance sales
effectiveness.
Provides professionals with
additional product specific sales tools. Current
tools
include:
• Buy Term and Invest the Difference comparisons -
Quickly compare future performance of permanent and term
life insurance policies assuming that client will in fact
invest the policy premium difference in a side investment
account. Quickly dispel common opinions about future
performance.
• Policy Comparisons - Quickly compare future
performance of permanent and term life insurance
policies.
• Reverse Mortgage Estimator - Generate income stream
estimates for this alternate funding
strategy.
|
XML based data
interfaces.
IncomeMax creates and stores all
application data in xml format. This allows for rapid
integration with external systems such as CRM or illustration
systems. |
| Asset Allocation Add-On (requires IncomeMax v3) |
$ 89.00
|
| Act4Advisors to IncomeMax Interface (requires IncomeMax v3) |
$ 99.00
|
| IncomeMax v3* |
$ 499.00
|
|
|
|
|
 |
